Patrick Smith – Board Member

Prior to joining Santander, Patrick Smith was the Executive Vice President and Head of Commercial Bank Digital at KeyBank where he oversees digital solutions for Key’s business and commercial banking client groups. His responsibilities include business & commercial digital strategy and client experience in addition to a managed P&L of fee generating digital products. Before assuming his current role, Patrick served as Head of Financial Wellness & Retail Strategy where he helped differentiate Key’s consumer bank with an innovate client experience centered on financial wellness. He also managed HelloWallet, the financial wellness fintech acquired by KeyBank.