Invoice Financing

A Debt-Free Way to Grow Your Business
Turn your open invoices into cash. Through our partnership with LSQ, BDC Community Capital connects New England businesses to working capital without taking on debt.
company INTRODUCTION
In partnership with LSQ, BDC Community Capital offers a debt-free way for businesses to grow. Whether you are a start-up or an established company, LSQ can turn your open invoices into cash to help your business thrive. Receivables financing gives business owners immediate access to cash flow in return for selling their invoices to LSQ, with advance rates up to 90% and credit facilities up to $50 million.
WHY RI CAPITAL

More than a

working capital line

Debt-Free Cash Flow

Convert receivables into cash without adding debt to your balance sheet. Capital arrives when your customers buy, not when they pay.

Advance Rates Up to 90%

LSQ's receivables financing offers competitive advance rates with no hidden fees.

Powerful Cash Flow Management

LSQ Dashboard, a proprietary cash flow tool, makes it easy to forecast and manage cash without spreadsheet gymnastics.

Built for Growing Businesses

Every month, LSQ funds over 100,000 invoices so businesses can buy inventory, cover payroll, and grow.

How It Works

A simple way to unlock the cash already on your books

Step 1:
Introduction

Connect with BDC Community Capital to discuss your business and your working capital needs.

Step 2:
LSQ Onboarding

We introduce you to LSQ, our invoice financing partner, who handles the credit facility setup.

Step 3:
 Submit Invoices

Once approved, submit invoices through the LSQ Dashboard.

Step 4:
Get Paid

Receive an advance of up to 90% of the invoice value, typically within a business day. When your customer pays, you receive the remainder, less LSQ's fee.

Frequently asked questions

How is invoice financing different from a line of credit?

A line of credit is debt that sits on your balance sheet. Invoice financing is the sale of receivables, so the cash comes in without adding debt.

What advance rate can I expect?

Up to 90% of invoice value, depending on your customers and receivables profile.

How fast is the funding?

Typically within a business day of invoice submission once your facility is set up.

Is there a maximum credit facility size?

LSQ offers facilities up to $50 million.

Are there hidden fees?

No. LSQ's pricing is transparent.

How do I get started?

Contact BDC Community Capital. We make the introduction to LSQ and stay engaged as your CDFI partner throughout the relationship.

About LSQ

LSQ is committed to improving the financial certainty of all types and sizes of businesses, delivering uncomplicated and secure options for B2B companies to manage their cash flow. With integrated back-office services, A.R. technology, and a robust bank partner network, LSQ helps businesses quickly access cash without taking on debt. Every month LSQ funds over 100,000 invoices nationwide.

Stop waiting on receivables to fund your growth

Debt-free working capital, mission-aligned support, advance rates up to 90%.