Partner Programs
Cash collateral guarantees for loans up to $500,000 from BDC Capital. Designed to help Massachusetts banks and credit unions write more small business loans by reducing collateral requirements. No SBA waiting period, no federal red tape, and CRA credit on every enrolled loan.
Direct loans from $50,000 to $500,000 for Massachusetts businesses active in recycling and re-use. Funded by the Massachusetts Department of Environmental Protection, administered by BDC Capital. Terms up to ten years for working capital, debt refinance, real estate, machinery and equipment, and acquisitions.
Loan participations from $100,000 to $3 million for Rhode Island businesses with fewer than 500 employees. Administered by RI Capital under the State Small Business Credit Initiative. Lowers bank credit risk, retains client and ancillary banking services, and creates a CRA credit opportunity on each loan.
Our team works inside the BDC Capital family every day. We know which program fits which deal.
For minority-owned and LMI-impact borrowers, we look at every available program, not just our own.
You contact us. We coordinate across affiliates so your borrower does not have to navigate multiple websites and call lists.
Many of these programs offer CRA credit. We help you build a pipeline that supports your CRA strategy.
Tell us about the deal, the borrower, and the situation. We listen first.
We match the deal to the right BDC Capital family program, whether that is our direct CDFI lending or one of the partner programs.
We make the introduction to the right person at BDC Capital or RI Capital and stay engaged as your point of contact in the family.
We help coordinate across affiliates through closing and remain available as the deal evolves.
